Car insurance is not hard to come by in Wisconsin, but high-quality coverage at an affordable price may not be as easy to find. For drivers in De Pere and the greater Green Bay area, car insurance has to meet a high standard. Anything less is a waste of money and could put you at risk of major losses and damages. At Brian Van De Hey Insurance, we make it our job to find the most competitive prices on Wisconsin car insurance – all without sacrificing coverage. Our job is to put money back into your pocket now, and save you money on out-of-pocket expenses later.
How Much Car Insurance Do You Need?
The State of Wisconsin is happy to tell you exactly how much car insurance you need. Legally, you must carry a minimum of $10,000 in property damage liability, as well as $25,000 in individual bodily injury liability with at least $50,000 available per accident. You are also required to carry uninsured motorist protection that pays for your own family’s bodily injuries if an at-fault driver does not have insurance. While these coverage limits are certainly a start, they do not come close to providing the protection you might really need in an accident.
Consider the following scenario:
Your teenage daughter is driving home from her job on a foggy Saturday evening. She doesn’t see the cars stopped in front of her on the road, causing her to rear-end two vehicles. The damages to your family vehicle total thousands, as do the damages to both of the victims’ vehicles. Your daughter and the victims suffer some moderate injuries, and one of the victims is unable to return to his career in construction after the accident. Not only are you faced with medical bills and car repairs, but the victims sue your family for a half-million dollars in damages, medical expenses, lost wages, and pain and suffering. With only the minimum liability coverage, you face the possibility of paying hundreds of thousands of dollars out of your own pocket – either by liquidating your assets or garnishment of your future wages.
De Pere Car Insurance Coverage
As a driver in De Pere, Wisconsin, your car insurance options are endless. You can choose from a wide range of coverage types, limits, and deductibles until you have a policy that fits your needs. Whether a tree falls on your car, you collide with another vehicle, or you suffer whiplash in an accident, we have the coverage you need. Here at Brian Van De Hey Insurance, we work with our customers to fill in risk gaps and provide financial security for the future. We work with insurers who offer protection for:
- Bodily Injury and Death Liability
- Property Damage Liability
- Medical Payments
- Uninsured/Underinsured Motorist
- Emergency Assistance
- Rental Car Reimbursement
- And More!
Contact our office to discuss your car insurance options and find out more about how we can save you money on the coverage you need. In addition to shopping and comparing rates from multiple insurers, we can also help you identify potential discounts that could save you money on premiums. Some of the most common car insurance discounts our customers qualify for include:
- Safe driver discounts
- Claims-free discounts
- Multi-policy discounts
- Good student discounts
- Low mileage discounts
- Anti-theft/safety feature discounts
Call us today to request your free quote. We look forward to serving you soon.
Other Car Insurance Related Posts…
- Car Insurance Comparison Shopping
- How to Find Affordable Auto Insurance
- What to Do When You Have a Car Accident
- Personalized Car Insurance Based on Your Driving
- Why You Need Liability Insurance