It’s not just any business; it’s your business. You’ve spent a lot of time and money investing in and dreaming about your company. It only makes sense that you would want to protect it with the same level of fervor. When business gets personal – and it does – you need to partner with an insurance agency that understands your concerns and the unique risks you face every day.
Personalize Your Business Insurance Solutions
Here at Brian Van De Hey Insurance, we work closely with your business to better understand your day-to-day operations and the types of risks and hazards you might be exposed to. We can help you close gaps in your coverage and prevent you from being blindsided by unexpected losses. Your insurance needs will be different from other businesses. Our job is to help you build a coverage plan that works for you.
Business Liability Insurance
General liability insurance helps cover the cost of bodily injury, property damage, and other claims of loss against your business. Imagine being served with a lawsuit that alleges your business was somehow negligent or otherwise responsible for a victim’s losses? Perhaps you were accused of false advertising or mishandling a customer’s account. Maybe a hot-headed employee assaulted a vendor or a customer slipped and fell on a wet floor where there was no warning sign.
There are endless situations in which you could find yourself legally and financially liable for a victim’s claims – including situations that are outside of your control. Even if you are not guilty of claims against your business, the legal defense fees alone could cost a small fortune. The right business insurance policy helps cover your exposure and mitigate your risks.
Workers Compensation Insurance
If an employee is injured on the job, workers compensation insurance helps satisfy his or her medical needs. Your workers compensation coverage prevents lawsuits against your business by current and former employees, while covering medical expenses and lost wages incurred by a job-related accident or illness.
Employment Practices Liability
In the litigious world we work in, it is not uncommon for employers to be sued for wrongful practices. Employment practices liability insurance helps cover you if you are accused of harassment, discrimination, or wrongful hiring and firing practices.
Commercial Property Insurance
If your business is struck by lightning or thieves break in and steal all of your expensive inventory, you need insurance that will help pay for your losses. Commercial property insurance can cover your business structure, furnishings, equipment and inventory against a wide range of perils, from fire, smoke and explosions to inclement weather, civil unrest, and falling objects.
Commercial Auto Insurance
If you or your employees operate a vehicle for commercial purposes, you need auto insurance that protects the vehicle, as well as your business against losses sustained by others in an accident for which you are responsible.
Umbrella Insurance
Businesses need umbrella insurance, too. If you tap out the limits on your liability policy, umbrella insurance can provide backup protection against claims that could otherwise have the potential for ruining your business.
Specialized Coverage Options
Depending on the industry your business operates in, you may need other types of specialized coverage. For example, contractors may need to purchase surety and fidelity bonds to protect themselves and clients against fraud. Accountants and realtors might need professional liability insurance that protects them if a client sues due to errors, omissions, or negligence.
Business Insurance Quotes in De Pere
If you own a business in De Pere or the greater Green Bay area, we want to help you get the coverage you need at a price that won’t hurt your bottom line. Contact us today to request your free quote and discuss ways you can better manage your risk. We look forward to serving you soon.
