Motorcycles are arguably more fun to drive than standard automobiles, and they tend to be more economical, too. Whether you ride to save on fuel or enjoy showing off your hog at rallies, you already know that motorcycles can be risky. Having the right insurance means protecting yourself and your bike through life’s twists and turns. If you’re looking to rev up your coverage without putting the gas on your premiums, look to an independent De Pere area agency like Brian Van De Hey Insurance for your coverage needs.
Motorcycle Coverage – How Much is Right for You?
When it comes to selecting coverage for your ride, there is no one-size-fits-all policy. Motorcycle insurance is a lot like auto insurance in that there are state requirements, as well as individual needs that should be considered when purchasing a policy. The State of Wisconsin requires riders to purchase a minimum of coverage, which includes at least $10,000 for property damage liability and $25,000 for a victim’s personal injury or death ($50,000 total per accident).
While any coverage is better than no coverage at all, these limits are generally too low for the average rider. At our office, we are committed to protecting our customers’ financial interests, and that means going above and beyond what is required. We typically recommend far more liability protection, as it is your first line of defense against a lawsuit after an accident.
Imagine colliding with a pedestrian who is severely injured and unable to work. A policy with $25,000 in liability protection might not even cover the medical bills, let alone the victim’s lost wages, pain, and suffering. If you are sued, a court could rule in favor of the victim, and you might be responsible for any damages that exceed the limits on your policy. Consider also that you might have medical bills yourself, as well as damage to your own motorcycle.
Motorcycle Insurance in De Pere, WI
If you are on the hunt for motorcycle insurance in De Pere, we here at Brian Van De Hey Insurance have the coverage you need. We can help connect you with insurers who offer:
- Liability for bodily injuries and property damage losses you cause to other people in a motorcycle accident
- Uninsured motorist protection if you are injured by an uninsured driver
- Underinsured motorist protection if an at-fault driver’s insurance is not enough to cover your medical expenses
- Medical payments insurance that covers your medical bills (and those of your passengers) in an accident
- Collision coverage to pay for repairs or replacement if your motorcycle is damaged or totaled in an accident
- Comprehensive insurance when your bike is stolen or damaged as a result of a non-accident related event
Here at Brian Van De Hey Insurance, we provide coverage for nearly any type of motorcycle or similar vehicle – whether it has two wheels or three. From cruisers and sport bikes to touring and custom rides, look to us for exceptional rates and top-of-the-line savings on the motorcycle insurance you need. Our team is happy to show you how to maximize your savings with important money-saving discounts, all the while closing coverage gaps that leave you exposed to risk.
Call us today to request your free quote and find out the many ways we can save you money on insurance. We look forward to serving you soon.