You may not be sailing the Seven Seas, but if you’re out on Lake Michigan, you may as well be. Boating is a popular pastime here in the Green Bay area – right up there with our appreciation for football. In fact, nearly 1 in 2 Wisconsin adults participated in recreational boating during 2011 alone.
If you own a boat or personal watercraft, you know how fun boating can be. You also know it can be dangerous, and accidents can happen at the drop of a hat. Boat insurance may not guarantee smooth sailing, but it can help ensure you and your vessel are protected when life sends you choppy waters. Before you drop anchor on your next water adventure, make sure your coverage will keep your head above water.
Imagine a crystal clear day out on the bay. You are doing your best to look out for hazards and practice responsible boating. As you make a turn, you fail to notice the small individual watercraft riding in your wake. The collision results in severe injury to the victim, as well as damage to your ski boat and the individual watercraft. After weeks in the hospital, the victim sues you for over a hundred thousand dollars in medical bills, lost wages, and property damages – money you might have to pay out of your pocket if you are uninsured. Not to mention, the damages to your own vessel will cost thousands to repair.
Affordable Boat Insurance in De Pere, WI
Nothing comes close to protecting you, your boat, and your passengers like boat insurance. While your homeowners policy may offer some coverage, it is likely to be very limited and unable to protect your vessel or passengers in an accident. Boat insurance in the Green Bay area often includes liability insurance, medical payments, physical damages insurance, and more. These coverage types can protect you from a wide range of circumstances, such as:
- Damages to your boat or personal watercraft
- Theft of your boat or personal watercraft
- Injuries to you or your passengers in an accident
- Injuries to others in an accident
- Protection against uninsured boaters
- Property damage liability in an accident
- Damages to your boat or watercraft in transit
- Damages to your parked or stored vessel
- Towing assistance on the water
- Salvage, recovery, and environmental clean-up
- Emergency assistance
Your boat insurance policy is customizable to your individual needs. You can even add additional coverage for your trailer, special equipment, and accessories. Simply choose your coverage limits, select your deductible, and relax knowing you are covered.
As an independent agency, we work with several of the state’s leading insurers to provide our customers with competitive rates on premium boat insurance coverage. We offer a wide range of affordable coverage for sailboats, motorboats, and personal watercraft. Our staff can help you sort through your coverage options and find out if you qualify for any money-saving discounts.
You’ve worked hard to give yourself and your family the life you deserve. Don’t let a boat accident put your financial future in jeopardy. Take steps now to protect yourself and your assets in the future. Call Brian Van De Hey Insurance today to request your free quote and find out how much we can save you on Wisconsin boat insurance. We look forward to serving you soon.