When you are shopping for car insurance, two things come to mind: good coverage and great rates. Fortunately, you do not have to choose between those two benefits when you work with an independent agent. Continue reading at bvfinancial.com to find out how an independent agent is uniquely positioned to help you unlock important savings on your car insurance.
Independent Agents Shop Around
The best car insurance rates are always found by shopping around and comparing premiums on similar policies from different providers. The Insurance Information Institute recommends getting at least three quotes, although more is better. If possible, the III recommends using the services of an insurance professional, such as an independent agent.
Your independent insurance agent will take care of the shopping on your behalf – you don’t need to lift a finger. An agent can also advise you on the types of coverage you might need, how much to purchase, and which companies have a good reputation for the handling of claims.
Independent Agents Look for Discounts
Don’t take the first price an insurance company quotes for coverage. Often, there are discounts available to drivers who meet certain qualifications – you just need to ask for them.
Your insurance agent has all of the inside information on the types of discounts offered by each insurance company. You might find that the company with the best car insurance rates is not necessarily the most competitive on price when you factor in a possible discount you qualify for with another company.
Your independent car insurance agent can help you sort through possible discounts, such as:
- Safe driving discounts
- Low mileage discounts
- Claims-free discounts
- Discounts for certain vehicle safety features
- Discounts for taking a voluntary driver safety course
- Discounts for experienced drivers over age 55
- Discounts for bundling your home and auto insurance
Independent Agents Think of the Future
While you are busy planning and dreaming about the future, your independent insurance agent is trying to protect you against anything that may stand in the way of it. Let’s not forget what car insurance is really about: safeguarding you, your loved ones, and your income against financial catastrophe. You start a relationship with an independent agent for the upfront benefits. You stick around because you realize it pays to have an advocate on your side, helping you determine how much coverage you need to preserve the life you live now and protect the one you want to live in the future.
Here at Brian Van de Hey insurance and Financial, we do not work for any particular insurance company. Instead, our team serves as a liaison between you and an entire marketplace of Wisconsin and national insurers. We search high and low to find you the right coverage, and then we continue to review your coverage periodically to ensure you are still receiving an excellent value for your policy.
Nothing is more important to us than looking out for the best interests of our customers. We want to help all DePere area drivers fill in coverage gaps and drive confidently knowing they are covered against the unexpected. When you work with us, you benefit from ongoing service that continues long after you purchase your coverage.
If you live in DePere or the surrounding areas, contact Brian Van de Hey today to request your free quote and risk evaluation. We look forward to serving you soon.